{"id":2117,"date":"2026-07-30T09:14:41","date_gmt":"2026-07-30T09:14:41","guid":{"rendered":"https:\/\/microhub.co.zw\/?page_id=2117"},"modified":"2026-08-07T09:57:41","modified_gmt":"2026-08-07T09:57:41","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/microhub.co.zw\/index.php\/terms-and-conditions\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2117\" class=\"elementor elementor-2117\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15815eb e-flex e-con-boxed e-con e-parent\" data-id=\"15815eb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ccee19 elementor-widget elementor-widget-text-editor\" data-id=\"5ccee19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Privacy Policy<\/strong><\/p><p><strong>Effective Date:<\/strong> 16 March 2026<br \/><strong>Company Name:<\/strong> Microhub Financial Services<\/p><ol><li><strong> Introduction<\/strong><\/li><\/ol><p>Microhub Financial Services is committed to protecting the privacy and confidentiality of personal information submitted through our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for financial services online.<\/p><ol start=\"2\"><li><strong> Information We Collect<\/strong><\/li><\/ol><p>We may collect the following types of personal information:<\/p><ul><li>Full name and surname<\/li><li>National ID \/ Passport details<\/li><li>Contact details (phone number, email address, physical address)<\/li><li>Employment and income details<\/li><li>Banking and financial information<\/li><li>Loan application details<\/li><li>Device and usage data (IP address, browser type)<\/li><\/ul><ol start=\"3\"><li><strong> How We Use Your Information<\/strong><\/li><\/ol><p>We use your information to:<\/p><ul><li>Process and assess loan applications<\/li><li>Verify your identity and creditworthiness<\/li><li>Communicate with you regarding your application<\/li><li>Comply with legal and regulatory obligations<\/li><li>Prevent fraud and enhance security<\/li><li>Improve our services and website functionality<\/li><\/ul><ol start=\"4\"><li><strong> Sharing of Information<\/strong><\/li><\/ol><p>We may share your information with:<\/p><ul><li>Credit reference bureaus (FCB and RBZ)<\/li><li>Regulatory authorities<\/li><li>Payment processors and financial institutions<\/li><li>Third-party service providers (Loandisk)<\/li><\/ul><p>We ensure that all third parties handle your data securely and in compliance with applicable laws.<\/p><ol start=\"5\"><li><strong> Data Security<\/strong><\/li><\/ol><p>We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, misuse, or alteration.<\/p><ol start=\"6\"><li><strong> Data Retention<\/strong><\/li><\/ol><p>We retain your personal information only for as long as necessary to:<\/p><ul><li>Fulfil the purposes outlined in this policy<\/li><li>Comply with legal and regulatory requirements<\/li><\/ul><ol start=\"7\"><li><strong> Your Rights<\/strong><\/li><\/ol><p>You have the right to:<\/p><ul><li>Access your personal data<\/li><li>Request correction of inaccurate information<\/li><li>Request deletion where applicable<\/li><li>Object to or restrict processing in certain circumstances<\/li><\/ul><ol start=\"8\"><li><strong> Cookies and Tracking Technologies<\/strong><\/li><\/ol><p>Our website may use cookies to enhance user experience and analyze website traffic. You may control cookie settings through your browser.<\/p><ol start=\"9\"><li><strong> Third-Party Links<\/strong><\/li><\/ol><p>Our website may contain links to third-party websites. We are not responsible for their privacy practices.<\/p><ol start=\"10\"><li><strong> Updates to This Policy<\/strong><\/li><\/ol><p>We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.<\/p><ol start=\"11\"><li><strong> Contact Us<\/strong><\/li><\/ol><p>If you have any questions regarding this Privacy Policy, please contact us:<\/p><p><strong>Email:<\/strong> stanleya@microhub.co.zw<br \/><strong>Phone:<\/strong> +263 771063557<br \/><strong>Address:<\/strong> 61 Kaguvi street, Harare<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Effective Date: 16 March 2026Company Name: Microhub Financial Services Introduction Microhub Financial Services is committed to protecting the privacy and confidentiality of personal information submitted through our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for financial services online. Information We Collect We may [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2117","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/pages\/2117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/comments?post=2117"}],"version-history":[{"count":10,"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/pages\/2117\/revisions"}],"predecessor-version":[{"id":2136,"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/pages\/2117\/revisions\/2136"}],"wp:attachment":[{"href":"https:\/\/microhub.co.zw\/index.php\/wp-json\/wp\/v2\/media?parent=2117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}