1. Eligibility:

• The competition is open to individuals who are above 18 years of age.
• Employees of Microhub Financial Services (Pvt) Ltd, their immediate family members, and anyone connected with the competition are not eligible to participate.

2. How to Enter:

• Participants must meet the requirements of each given competition.
• Only one entry per person is allowed.

3. Competition Period:

• The competition will run over a specified time period.

4. Prize:

• The winner will receive the stated prize in a given competition.
• The prize is non-transferable, and no cash alternative will be offered.

5. Winner Selection:

• The winner will be selected at random (or based on specific criteria) from eligible entries.
• Selected winners are required to produce an acceptable form of identification for verification.
• The selection decision is final, and no correspondence will be entered into regarding the outcome.

6. Notification of Winners:

• The winner will be notified through the Microhub Financial Services (Pvt) Ltd social media platforms within days of the competition closing date.
• If the winner cannot be contacted or does not claim the prize within 3 days, a new winner will be selected.

7. Publicity:

• By entering the competition, participants agree to the use of their name and image for promotional and marketing purposes.

8. Privacy:

• Personal information provided by participants will be used only for the purpose of the competition and will not be shared with third parties.

9. Disqualification:

• Microhub Financial Services (Pvt) Ltd reserves the right to disqualify any entry that breaches the terms and conditions or is deemed inappropriate.

10. Changes to the Competition:

• Microhub Financial Services (Pvt) Ltd reserves the right to amend or cancel the competition at any time without prior notice.

11. Governing Law:

• These terms and conditions are governed by the laws of Zimbabwe.

12. Contact:

• For any questions or concerns regarding the competition, please contact hello@microhub.co.zw.