Privacy Policy

Effective Date: 16 March 2026
Company Name: Microhub Financial

  1. Introduction

[Your Company Name] (“we”, “our”, “us”) is committed to protecting the privacy and confidentiality of personal information submitted through our website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for financial services online.

  1. Information We Collect

We may collect the following types of personal information:

  • Full name and surname
  • National ID / Passport details
  • Contact details (phone number, email address, physical address)
  • Employment and income details
  • Banking and financial information
  • Loan application details
  • Device and usage data (IP address, browser type)
  1. How We Use Your Information

We use your information to:

  • Process and assess loan applications
  • Verify your identity and creditworthiness
  • Communicate with you regarding your application
  • Comply with legal and regulatory obligations
  • Prevent fraud and enhance security
  • Improve our services and website functionality
  1. Sharing of Information

We may share your information with:

  • Credit reference bureaus (FCB and RBZ)
  • Regulatory authorities
  • Payment processors and financial institutions
  • Third-party service providers (Loandisk)

We ensure that all third parties handle your data securely and in compliance with applicable laws.

  1. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, misuse, or alteration.

  1. Data Retention

We retain your personal information only for as long as necessary to:

  • Fulfill the purposes outlined in this policy
  • Comply with legal and regulatory requirements
  1. Your Rights

You have the right to:

  • Access your personal data
  • Request correction of inaccurate information
  • Request deletion where applicable
  • Object to or restrict processing in certain circumstances
  1. Cookies and Tracking Technologies

Our website may use cookies to enhance user experience and analyze website traffic. You may control cookie settings through your browser.

  1. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

  1. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

  1. Contact Us

If you have any questions regarding this Privacy Policy, please contact us:

Email: [stanleya@microhub.co.zw]
Phone: [0771063557]
Address: [61 Kaguvi street, Harare]

 

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